Help with managing your money and debts

Dealing with money issues can be confusing, but if you don’t understand how things like credit or mortgages work, you could end up losing out financially or getting yourself in debt.

If you’re struggling to manage your money, we can offer help and support in a number of areas such as budgeting, income maximisation and managing debt.

Latest announcements

Gwaelod-y-Garth

We’re continuing to support residents affected by last week’s flooding in Gwaelod-y-Garth.

Are you cutting vehicle use or household spending to pay for fuel?

MoneyHelper has launched a new impartial tool to help you find the cheapest fuel.

Changes to our timetable

Our timetable for Grangetown Hub, Whitchurch Hub and Powerhouse Hub has changed.

Struggling to afford school uniform and school supplies?

Free School Clothes.com is a free, not-for-profit “virtual swap shop” helping families share and reuse school clothes and other essentials locally within your school community, for free.

The signal controlling the GTR electricity meters will be switched off.

From 30th June 2026, the signal that controls RTS electricity meters is being switched off. This means if you have an RTS meter, your heating and hot water may stop working as normal.

Are you struggling to pay your council tax?

If you are struggling to pay your council tax, the Money Advice Team can help.

Are you, or anyone that you know, an older person who may be experiencing financial abuse?

Is what you spend being controlled? Are you being pressured into changing your will or signing over assets? Is someone you trust using your money without permission?

Are you, or do you know someone who is, aged 18 to 23?

Child Trust Funds were introduced by the UK Government in 2005. Accounts were opened for almost 6 million children born in the UK between 1 September 2002 and 2 January 2011.

Are you thinking about borrowing money?

If you have an emergency which mean you need cash in a hurry, you might be tempted to get a loan from anyone that will give you money. The person offering you quick cash could be a loan shark.